Auto Loans “as low as” rates include 0.50% discount for automatic payments from a new or existing Brotherhood Credit Union checking account. To qualify for the automatic payment rate discount, loan payments must be made automatically from a qualifying checking account. Without automatic payment from a Brotherhood Credit Union checking account the rate would be as low as 6.25%. All rates are determined by your personal credit history. As of September 1, 2025, the Annual Percentage Rate (APR) is 5.75% for the maximum term of 60 months and for applicants with the highest credit score. Rate is subject to change. Model year 2020 or newer. 100% financing up to the loan value listed in the N.A.D.A. Official Used Car Guide for used cars. Monthly payments per $1,000 borrowed for 24 months are $45.31; for 36 months are $31.07; for 48 months are $23.95; and for 60 months (new cars only) are $19.70. No refinancing of existing Brotherhood Credit Union car loans. There will be an additional charge of $25 for VSI Insurance. Other terms are available and subject to change.