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Maximize earnings. Minimize risk.
With a Brotherhood Credit Union Money Market Account:
- Deposits remain liquid
- If the balance falls below $35,000, the dividend earned
will default to the current High Yield Money Market
Account rate - Dividends are calculated on the daily balance and
paid monthly
To open, stop by any of our branches today!
What is a Money Market? Money Market is a term for exchanges of money between banks and the U.S. Government. These exchanges of asset backed short-term loans provide funds to very stable companies, banks, and credit unions—and in return the lenders are paid a moderate interest rate. Given the stability of the institutions involved and the intrinsic value of assets, risk is minimized. Money Markets exist primarily to provide liquidity for our financial system and for our depositors.
Money Market Account. When you open a Money Market Account with Brotherhood Credit Union we invest your savings in well-regulated Money Market funds. In exchange for maintaining a minimum balance of $35,000 we’re able to provide you with a significantly higher interest rate than a normal savings account and with no risk.
Deposit Insurance. The NCUA — National Credit Union Administration — is an independent federal agency that guarantees member deposits up to $250,000. Any deposits over $250,000 are fully insured through MSIC. In other words, when you open a Money Market with Brotherhood Credit Union, we invest your money in regulated funds but, BCU, not you, takes the risk.
Not a member yet? Let’s fix that.
* Annual Percentage Yield (APY) 3.04%, rate is 3.00%. Effective Secember 19, 2025. Minimum to earn stated rate is a monthly average balance of $35,000. If the monthly average balance falls below $35,000 but above $25,000 the rate will be .25%. If the monthly average balance falls below $25,000 the rate will be .05%. $1,000,000.00 maximum balance. Minimum to open account is $35,000 with new money to BCU. Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will not receive the accrued interest. Rate subject to change without notice.
