Auto Loans “as low as” rates include 0.50% discount for automatic payments from a new or existing Brotherhood Credit Union checking account. To qualify for the automatic payment rate discount, loan payments must be made automatically from a qualifying checking account. Without automatic payment from a Brotherhood Credit Union checking account the rate would be as low as 5.625%. All rates are determined by your personal credit history. As of February 6, 2026, the Annual Percentage Rate (APR) is 5.125.%for the maximum term of 60 months and for applicants with the highest credit score. Rate is subject to change. Model year 2022 or newer. 100% financing up to the loan value listed in the N.A.D.A. Official Used Car Guide for used cars. The payments per $1,000 borrowed: 24 months $45.03, 36 months $30.78, 48 months $23.66, 60 months $19.40, 72 months $16.81. No refinancing of existing Brotherhood Credit Union car loans. There will be an additional charge of $25 for VSI Insurance. Other terms are available and subject to change.