Mortgage Rates

Rates as per August 9, 2017

Fixed Rate Mortgages – Up to $417,000.00*
Payments shown do not include taxes or insurance. Your payment may be greater.

TERM INTEREST RATE TERM POINTS APR** PAYMENT PER THOUSAND # OF PAYMENTS
10 Year
3.125%
0.00
3.36%
$9.71
120
15 Year
3.25%
0.00
3.41%
$7.03
180
20 Year
3.75%
0.00
3.88%
$5.93
240
30 Year
3.875%
0.00
3.97%
$4.70
360

The 10 year, 15 year, 20 year and 30 year Fixed Rate Mortgages are fully amortizing loans. The rate will be fixed for the full term of the loan and your monthly principal and interest payments will not change for the term of the loan. 20% down payment required for 1-4 family owner occupied properties. 20% down payment required for owner occupied condominiums and townhouses.

Adjustable Rate Mortgages – Up to $417,000.00*
Payments shown do not include taxes or insurance. Your payment may be greater.

TERM INITIAL RATE TERM FULLY INDEXED RATE TERM APR** PAYMENT PER THOUSAND
1/1 Adjustable
Zero Points
30 years
3.00%
12 months
4.00%
348 months
3.99%
$4.22
3/3 Adjustable
Zero Points
30 years
3.00%
36 months
4.25%
324 months
4.06%
$4.22
5/5 Adjustable
Zero Points
30 years
3.00%
60 months
4.625%
300 months
4.10%
$4.22
7/3 Adjustable Zero
Points
30 years
3.125%
84 months
4.25%
276 months
3.81%
$4.28

Other terms are available with these links.
Application
Rates

*Jumbo rates available for mortgages $417,001.00 – $500,000.00. Call for our current rates. Maximum LTV = 80%. 1 – 4 family owner occupied properties only. Condominiums – 20% down payment required.
**APR=Annual Percentage Rate. The rates quoted are accurate as of the date indicated and are subject to change. Terms are dependent upon amount financed. Rates shown above are for members with the best credit profile. Other rates are available, based on your credit score.

Adjustable Rate Mortgage Disclosures

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