Business
Pair your business with the financial tools it needs to grow. As a member of BCU, you can trust that our team will offer personalized support and guide you to the products and services that will encourage continued success. Establish membership by opening a Business Share Account, with a minimum deposit of $25, and gain access to a wide variety of benefits.
Business Categories
Membership is available to businesses in the following categories:
- Doing Business As (DBA)
- Sole Proprietors
- Partnerships
- Non-Profit Organizations
- IOLTA
Business Checking
Compliment your Business Share Account with a Business Checking account for additional financial flexibility. A minimum deposit of $100 is required to open the account. If the daily average balance of $5,000 is maintained, the $8 monthly fee will be waived.
When opening a business account, please be prepared to provide the following documents:
- Identification for all signers (driver’s license or American passport)
- EIN or TIN
- Partnership Agreement (if the business is a partnership)
- Articles of Incorporation
- Corporate Resolution
- Certificate of Existence
- Minutes authorizing account and signatory (if available)
Free Business Checking
A great option for minimizing fees and maximizing benefits. A minimum deposit of $100 is required to open the account. When you’re opening a Free Business Checking account, please be prepared to provide the documents listed under Business Checking. From there, your business will enjoy:
- Unlimited deposits
- 150 transactions per month free this includesall debit, check, ACH, etc. ($.50 charge for anything over this limit.)
- No minimum balance
- Online Banking
- Free Bill Pay
- Debit Card
- Cash Reserve
- Access to Zelle®, a safe and convenient way to send money to friends, family and others you trust. Send money in minutes1 using the recipient’s email address or U.S. mobile number1
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
Business Banking Services
Business members have access to a variety of complimentary services and benefits including:
- Free Online Banking
- Free 24-hour Telephone Banking
- Free Bill Pay
- Cash Reserve
- First 40 checks are free
- Unlimited transactions
- MasterMoney Debit Card
- Visa Reward & Travel Program
- No fees for non-profit organizations
- And more!