Personal Account Fee Schedule

Checking Fees

Charge for Servicing Account* - $3.00

Per Check Charges* - $.10 per item

Stop Payment Charge - $20.00

Insufficient Funds Charge** - $30.00

Check Order Charge - Fees Vary

*Waived if an average daily balance of $400.00 is maintained during the month or if a direct deposit is credited to the account during the month. Waived if 60 years old or older. ** Will be $5.00 if 60 years old or older.

ATM Fees

Replacement ATM or MasterMoney Card - $15.00

Unlimited free ATM withdrawals and deposits.

Notice Regarding ATM Fees by Others

If you use an automated teller machine that is not operated by us or the SUM Network, you may be charged a fee by the operator of the machine and/or by an automated transfer network.

Other Service Fees

Uncollected Funds - $10.00


ACH Insufficient Funds - $30.00


Recurring Debit Card Transaction Insufficient Funds - $30.00


Return of deposited or cashed items (including loan payments):

  • Member Owned - $30.00
  • Third Party - State Maximum

BCU Check Cashing for Non-Members - $4.00

Early Account Closure (within first 90 days) - $30.00

Wire Transfer out:

  • Domestic - $25.00
  • Foreign - $35.00

Wire Transfer in:

  • Domestic & Foreign - $10.00

Stop Payment - $20.00

Copy of check or deposit slip - $10.00

Teller Check - $4.00

Bad Address (per statement) - $5.00

Fax Loan Pay-off - $40.00

Online Password Reset - $2.00

Over-The-Counter Check - $.50

Copy of Official Checks - $10.00

Abandoned Property - $50.00

Notice of Levy - $50.00

Lost Passbook - $10.00

Money Order - $2.00/money order

Research - $30.00/hour

Duplicate Statement - $10.00/statement

Collection Item - Fees Vary

Business Account Fee Schedule

Checking Fees

Monthly Service Charge* - $8.00

Stop Payment Charge - $20.00

Insufficient Funds Charge - $30.00

Check Order Charge - Fees Vary

*Waived if an average daily balance of $5,000.00 is maintained during the month.

ATM Fees

Replacement ATM or MasterMoney Card - $15.00

Unlimited free ATM withdrawals and deposits.

Notice Regarding ATM Fees by Others

If you use an automated teller machine that is not operated by us or the SUM Network, you may be charged a fee by the operator of the machine and/or by an automated transfer network.

Other Service Fees

Uncollected Funds - $10.00

ACH Insufficient Funds - $30.00

Recurring Debit Card Transaction Insufficient Funds - $30.00

Return of deposited or cashed items (including loan payments):

  • Member Owned - $30.00
  • Third Party - State Maximum

BCU Check Cashing for Non Members - $4.00

Early Account Closure (within first 90 days) - $30.00

Wire Transfer out:

  • Domestic - $25.00
  • Foreign - $35.00

Wire Transfer in:

  • Domestic & Foreign - $10.00

Copy of check or deposit slip - $10.00

Teller Check - $4.00

Bad Address (per statement) - $5.00

Online Password Reset - $2.00

Over-The-Counter Check - $.50

Copy of Official Checks - $10.00

Bill Pay - FREE

Abandoned Property - $50.00

Notice of Levy - $50.00

Money Order - $2.00/money order

Research - $30.00/hour

Duplicate Statement - $10.00/statement

Collection Item - Fees Vary

Effective February 1, 2017