Fee Schedule
Personal Account Fee Schedule
Checking Fees
Charge for Servicing Account* - $3.00
Per Check Charges* - $.10 per item
Stop Payment Charge - $20.00
Insufficient Funds Charge** - $30.00
(Created by check, ATM/Debit card,
POS transactions or other electronic means)
Check Order Charge - Fees Vary
*Waived if an average daily balance of $400.00 is maintained during the month or if a direct deposit is credited to the account during the month. Waived if 60 years old or older. ** Will be $5.00 if 60 years old or older.
ATM Fees
Replacement ATM or MasterMoney Card - $15.00
Unlimited free ATM withdrawals and deposits.
Notice Regarding ATM Fees by Others
If you use an automated teller machine that is not operated by us or the SUM Network, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Other Service Fees
Uncollected Funds - $10.00
ACH Insufficient Funds - $30.00
Recurring Debit Card Transaction Insufficient Funds - $30.00
Return of deposited or cashed items (including loan payments):
- Member Owned - $30.00
- Third Party - State Maximum
BCU Check Cashing for Non-Members - $4.00
Early Account Closure (within first 90 days) - $30.00
Wire Transfer out:
- Domestic - $25.00
- Foreign - $35.00
Wire Transfer in:
- Domestic & Foreign - $10.00
Stop Payment - $20.00
Copy of check or deposit slip - $10.00
Teller Check - $4.00
Bad Address (per statement) - $5.00
Fax Loan Pay-off - $40.00
Online Password Reset - $2.00
Over-The-Counter Check - $.50
Copy of Official Checks - $10.00
Abandoned Property - $50.00
Notice of Levy - $50.00
Money Order - $2.00/money order
Research - $30.00/hour
Duplicate Statement - $10.00/statement
Collection Item - Fees Vary
Business Account Fee Schedule
Checking Fees
Monthly Service Charge* - $8.00
Stop Payment Charge - $20.00
Insufficient Funds Charge - $30.00
(Created by check, ATM/Debit card,
POS transactions or other electronic means)
Check Order Charge - Fees Vary
*Waived if an average daily balance of $5,000.00 is maintained during the month.
ATM Fees
Replacement ATM or MasterMoney Card - $15.00
Unlimited free ATM withdrawals and deposits.
Notice Regarding ATM Fees by Others
If you use an automated teller machine that is not operated by us or the SUM Network, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Other Service Fees
Uncollected Funds - $10.00
ACH Insufficient Funds - $30.00
Recurring Debit Card Transaction Insufficient Funds - $30.00
Return of deposited or cashed items (including loan payments):
- Member Owned - $30.00
- Third Party - State Maximum
BCU Check Cashing for Non Members - $4.00
Early Account Closure (within first 90 days) - $30.00
Wire Transfer out:
- Domestic - $25.00
- Foreign - $35.00
Wire Transfer in:
- Domestic & Foreign - $10.00
Copy of check or deposit slip - $10.00
Teller Check - $4.00
Bad Address (per statement) - $5.00
Online Password Reset - $2.00
Over-The-Counter Check - $.50
Copy of Official Checks - $10.00
Bill Pay - FREE
Abandoned Property - $50.00
Notice of Levy - $50.00
Money Order - $2.00/money order
Research - $30.00/hour
Duplicate Statement - $10.00/statement
Collection Item - Fees Vary
Effective February 1, 2017