CDs & IRA Rates
Step up your savings strategy with a longer-term account option that can support your financial future.
Effective Date: Saturday, December 21, 2024
| Term | Minimum Balance | Dividend Rate** | APY* |
|---|---|---|---|
| 6 Month | $2500 | 4.45% | 4.54% |
| 7 Month CD Special** | $10000 | 4.55% | 4.65% |
| 12 Month | $2500 | 4.25% | 4.33% |
| 15 Month Bump-Up*** | $10,000 | 3.25% | 3.30% |
| 17 Month CD Special ** | $10000 | 3.75% | 3.81% |
| 18 Month | $1000 | 3.10% | 3.14% |
| 30 Month | $1000 | 1.75% | 1.76% |
| 36 Month | $1000 | 1.75% | 1.76% |
| 6 Month IRA | $2000 | 4.45% | 4.54% |
| 30 Month IRA | $500 | 1.75% | 1.76% |
*APY is Annual Percentage Yield. The rates quoted are accurate as of the date indicated and are subject to change. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call (781) 598-5555.
**7 & 17 month specials are strictly for new money only.
*** 3.30% Annual Percentage Yield (APY) for 15-months has one-time option for member-initiated bump-up if rates rise during the term of the certificate based on the current 18-month certificate rate. Interest rates effective as of 10/1/2024. 6-month interest penalty for early withdrawal. Fees may reduce the earnings on the account. Dividends will be credited to your account and compounded every month. The Minimum balance to open the account and obtain the APY is $10,000.00. At maturity, automatically renews at the current Brotherhood Credit Union 18-month CD rate offered at time of renewal. CDs are for personal or business accounts. An Individual Retirement Account (IRA) is not available at this rate. The account must be opened with new money to the credit union. No transfers from other internal accounts are permitted. Offer is limited and subject to change without notice. Other interest rates available.