Step up your savings strategy with a longer-term account option that can support your financial future.

Effective Date: Monday, January 17, 2022

TermMinimum BalanceDividend Rate**APY*
6 Month$25000.25%0.25%
12 Month$25000.40%0.40%
18 Month$10000.50%0.50%
30 Month$10000.50%0.50%
36 Month$10000.70%0.70%
6 Month IRA$20000.25%0.25%
30 Month IRA$5000.70%0.70%

*APY is Annual Percentage Yield. The rates quoted are accurate as of the date indicated and are subject to change. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call (781) 598-5555.