First Mortgage Loan - Fixed Rate
Looking for predictable payments for the term of your loan? A fixed rate mortgage program may be the solution for you. Have peace of mind knowing that your interest rate will remain the same throughout the length of the loan, whether that be 10, 15, 20 or 30 years.
- Zero point options
- Finance up to 90% of owner-occupied property
- FHA and VA mortgages are available
First Mortgage Loan - Adjustable Rate
If you're in the process of establishing your financial footing or anticipate moving within a short period of time, an adjustable rate mortgage (ARM) may benefit your financial well-being. This mortgage option starts out with a lower interest rate and therefore smaller mortgage payments. After a predetermined period of time, the interest rate will adjust based on U.S. Treasuries and a margin.
ARM options include:
- 1/1 year ARM
- 3/3 year ARM
- 5/5 year ARM
- 7 year fixed/3 year ARM
First Time Home Buyers/FHA/VA - Pre-Approval
Are you searching for your first home? We know that the process can be overwhelming, but we make it our mission to simplify the financial component of your journey to homeownership. There are many programs available that can support various budgets and backgrounds. We'll work with you to secure financing that can help you achieve your goals.
Veterans and active duty military personnel (and qualified spouses) may be eligible to participate in the VA Loan Guaranty Program. These flexible, government backed loans can offer 0% down, no PMI, competitive interest rates and can be easier to qualify for. If you served our country, find out if you are entitled to the benefits of a VA Loan to help you purchase your home.