Free Online Banking

It’s your business – and when and how you bank is up to you. Access your business bank accounts 24/7/365 and make unlimited transactions with no added fees.

• Monitor account balances
• Transfer funds between accounts
• Pay bills online
• View e-Statements

Free 24-hour Telebanking

On the road but not online? Use our telephone banking service to take care of all the same business banking you’d do in a branch or online, safely and securely.

• Check account balances
• View recent transactions
• Transfer funds
• Pay bills

Free Bill Pay

Got enough to keep track of without worrying about due dates for monthly bills? Use free online bill pay.

Cash Reserve

Slow months, equipment breakdowns, surprise inventory costs, storm damages, and even sidewalk repairs can disrupt business. A business cash reserve line of credit protects your cash flow and preserves your peace of mind. Here’s how:

• Set aside a little cash on a monthly or quarterly basis
• Plan on three to six months’ worth of operating expenses
• Track account activity with a cash flow or P&L statement
• Borrow as needed and pay interest only on what you borrow

Clover Line of Credit

Turn future credit card sales into working capital with a business line of credit from our financing partner, Clover Capital. Use it for short-term needs like replenishing inventory or purchasing equipment without dipping into your savings or disrupting cash flow.

• Quick approvals, typically within 1–2 business days
• Fast funding, with working capital in your bank account in
  2–3 business days
• Zero interest and easy repayment terms based on a fixed percentage of sales deducted automatically from your credit card sales deposits

MasterMoney Debit Card

Enjoy convenient and secure access to your business checking account funds with a free MasterMoney Debit Card.

• Make purchases online, in-store and at ATMs anywhere Mastercard is accepted
• Track expenses quickly and easily with your monthly statement
• Issue cards to authorized employees with pre-set spending limits
• Stay secure with features like chip technology and Zero Liability Protection

Visa® Business Rewards Program

When you’re ready for a credit card to boost your business, don’t overlook your local credit union. We offer the full range of Visa Business Cards with a variety of rewards programs.

• Earn points or miles for everyday purchases
• Redeem points for travel, cash back, gift cards or merchandise
• Enjoy travel perks like travel insurance, auto rental discounts and airport lounge access