First Mortgage Loan – Fixed Rate

Found your forever home? Get the peace of mind that comes with the same interest rate and predictable payments for the life of your loan.

• 10-, 15-, 20- or 30-year terms
• Zero point options
• Finance up to 90% of owner-occupied property
• FHA and VA mortgages available

First Mortgage Loan – Adjustable Rate

Still finding your financial footing or expect to move within less than 10 years? An adjustable-rate mortgage (ARM) may make more sense for you.

• Lower interest rate and smaller payments for initial period
• Interest rate adjusts based on U.S. Treasuries and a margin
• 1/1-year ARM
• 3/3-year ARM
• 5/5-year ARM
• 7/3-year ARM
• 10/1-year ARM

First-Time Homebuyers/FHA/VA – Pre-Approval

Searching for your first home can be equal parts exciting and overwhelming. Let’s simplify the financial path of your homeownership journey.
Brotherhood Credit Union gives you access to a variety of programs for every budget and financial picture. We’ll work with you to secure financing that achieves your goals.

VA Loans

Veterans and active-duty military personnel (and qualified spouses) may be eligible for the VA Loan Guaranty Program. These flexible, government-backed loans can offer:

• 0% down payment
• No private mortgage insurance (PMI)
• Competitive interest rates
• Easier qualification requirements

Find out if you’re entitled to the benefits of a VA Loan to help you purchase your home.