Savings & Money Markets

When is a savings account better than a money market account? The short answer: It depends on your savings goals.

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Savings Share Account

If you just want to establish your membership and give your money a safe place to grow, open a Savings Share Account. Earn monthly dividends. Enjoy easy access to your funds at thousands of surcharge-free SUM® network ATMs nationwide.

$25 deposit to open account*
No monthly service fees
Total balance earns dividends
Dividends calculated on daily balance, paid monthly
Access funds at surcharge-free SUM® network ATMs nationwide

How to Open Start your Savings Share Account View Rates See savings account rates

*Deposits are insured up to $250,000 by the National Credit Union Administration (NCUA) and above that limit by the Massachusetts Credit Union Share Insurance Corporation (MSIC).

Money Market Deposit Account

If you’re looking for a higher yield than a Savings Share Account, open a Money Market Account. Our interest-bearing account combines higher rates than a traditional savings account. Better growth. Easier access.

$2,500 deposit to open account^1,2
Earns a higher yield than a Savings Share Account
Deposits remain liquid
Dividends calculated on daily balance, paid monthly

How to Open Open your Money Market Deposit Account View Rates See money market deposit account rates

¹If the balance falls below $2,500, the dividend earned will default to the current Savings Share rate.

²Deposits are insured up to $250,000 by the National Credit Union Administration (NCUA) and above that limit by the Massachusetts Credit Union Share Insurance Corporation (MSIC).

High-Yield Money Market Account

There’s an old adage: You date cash, you don’t marry it. If you want to earn higher interest without a long commitment, you want our High-Yield Money Market Account. Competitive rate. Cash liquidity.

$25,000 deposit to open account^1,2
Earns a higher yield than a Money Market Deposit Account*
Deposits remain liquid
Unlimited check writing per month
Dividends calculated on daily balance, paid monthly

How to Open Open a High Yield Money Market Account View Rates See high yield money market rates

¹If the balance falls below $2,500, the dividend earned will default to the current Savings Share rate.

²Deposits are insured up to $250,000 by the National Credit Union Administration (NCUA) and above that limit by the Massachusetts Credit Union Share Insurance Corporation (MSIC).

Diamond Money Market Account

Working toward a big goal (like a down payment)? Get there faster with our Diamond Money Market Account. You’ll earn the highest yield on your deposits and still have easy access to your funds.

$35,000 deposit to open account^1,2
Earns our highest yield*
Deposits remain liquid
Dividends are calculated on the daily balance and paid monthly

How to Open Open a Diamond Money Market Account View Rates Diamond Money Market rates

¹If the balance falls below $35,000 but above $25,000, the dividend earned will default to the current High Yield Money Market Account rate. If the balance falls below $25,000 but above $2,500, the dividend earned will default to the current Money Market rate.

²Deposits are insured up to $250,000 by the National Credit Union Administration (NCUA) and above that limit by the Massachusetts Credit Union Share Insurance Corporation (MSIC).

Debit Cards

Carry the card that gives you the security of Mastercard and the control of debits, the MasterMoney™ Debit Card. It's good at any SUM® network ATM with no surcharge.

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